Profit Loss Account | The Jammu & Kashmir Bank Ltd. | R Wadiwala Securities Pvt Ltd

THE JAMMU & KASHMIR BANK LTD.

NSE : J&KBANKBSE : 532209ISIN CODE : INE168A01041Industry : Bank - PrivateHouse : PSU
BSE102.550.35 (+0.34 %)
PREV CLOSE (Rs.) 102.20
OPEN PRICE (Rs.) 102.20
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 39703
TODAY'S LOW / HIGH (Rs.)102.10 103.20
52 WK LOW / HIGH (Rs.)82.01 117.2
NSE102.530.27 (+0.26 %)
PREV CLOSE( Rs. ) 102.26
OPEN PRICE (Rs.) 102.54
BID PRICE (QTY) 102.53 (3128)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 1294659
TODAY'S LOW / HIGH(Rs.) 102.18 103.22
52 WK LOW / HIGH (Rs.)86.61 117.25

Profit & Loss

Select year
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
I. INCOME
  
  
  
  
  
Interest Earned
125410.82
112132.03
93552.28
80129.79
81110.88
     Interest / Discount on advances / Bills
94229.88
86086.67
69975.54
60148.83
60630.15
     Interest on balances with RBI and other Inter-bank funds
485.84
367.19
941.71
1686.91
3172.25
     Income on investments
26692.33
22654.30
20709.24
16768.54
17307.93
     Others
4002.78
3023.87
1925.79
1525.50
0.55
Other Income
11469.37
8376.73
7652.42
7534.83
7014.94
     Commission,exchange and brokerage
2640.58
2464.27
1590.92
2007.74
2158.20
     Profit / (loss)on sale of investments(net)
1024.31
575.22
516.67
1230.96
2521.64
     Profit on sale of Fixed Assets
9.94
10.67
11.93
2.86
2.84
     Foreign Exchange Gains
134.14
122.26
142.02
163.66
104.81
     Income earned from subsidiaries/joint venture
NA
NA
NA
NA
NA
     Rent / Lease Income
NA
NA
NA
NA
NA
     Provisions Written Back
NA
NA
NA
NA
NA
     Miscellaneous income
7660.41
5204.31
5390.87
4129.61
2227.46
Total Income
136880.19
120508.76
101204.70
87664.62
88125.82
II. EXPENDITURE
Interest Expended
67412.57
60079.31
46094.38
41013.37
43398.80
     Intereston Deposits
64371.86
56853.66
43512.42
39013.37
41398.65
     Interest on RBI / inter-bank borrowings
64.01
375.67
364.80
14.36
12.65
     Other Interest
2976.70
2849.98
2217.16
1985.64
1987.50
Operating Expenses
40120.00
37625.56
36508.70
35986.53
28841.63
     Payments to and provisions for employees
27878.78
25789.80
27085.63
26750.79
20624.30
     Rent,Taxes and lighting
1230.31
1129.50
1046.55
979.73
965.77
     Depreciation on Banks property
1583.55
2079.25
1324.68
1243.33
1342.81
     Depreciation on leased assets
96.55
96.99
251.87
197.53
NA
     Auditor's fees and expenses
180.84
171.26
131.35
221.55
180.82
     Law charges
171.36
174.21
187.19
128.20
113.51
     Communication Expenses
41.64
53.65
49.64
40.77
48.21
     Repairs and Maintenance
402.60
393.18
308.34
340.06
200.13
     Insurance
1816.00
1636.03
1441.45
1293.85
1188.22
     Other expenses
6718.37
6101.72
4681.99
4790.73
4177.87
Provisions and Contingencies
-39.17
-1076.89
741.25
3208.94
10517.94
     Provision for investments
-902.70
758.80
834.60
-206.60
313.30
     Provision for advances
796.90
-1882.90
224.90
-217.90
-134.00
     Others Provisions
66.63
47.21
-318.25
3633.44
10338.64
Profit Before Tax
29386.79
23880.78
17860.37
7455.78
5367.45
Taxes
8524.30
6181.70
5874.50
2411.40
1019.50
     Current Income Tax
6874.10
5897.50
5310.10
2153.40
366.50
     Deferred Tax
1650.20
284.20
564.40
258.00
653.00
     Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
20862.49
17699.08
11985.87
5044.38
4347.95
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
NA
NA
NA
NA
NA
Share of Associate
-44.63
13.16
-180.70
-95.87
-63.49
Other Consolidated Items
NA
NA
NA
NA
NA
Consolidated Net Profit
20817.86
17712.25
11805.17
4948.51
4284.47
Adjustments to PAT
NA
NA
NA
NA
NA
IV. APPROPRIATIONS
20817.86
17712.25
11805.17
4948.51
4284.47
     Transfer to Statutory Reserve
5485.60
4418.17
2993.45
1253.91
1080.31
     Appropriation to General Reserve
NA
NA
NA
NA
NA
     Appropriation to Revenue Reserve
11796.02
10681.53
8295.98
3359.46
1865.41
     Appropriation to Other Reserves
NA
NA
NA
NA
NA
     Equity Dividend
2367.54
2367.54
515.74
NA
NA
     Corporate dividend tax
NA
NA
NA
NA
NA
     Other appropriations
1168.70
245.00
0.00
335.15
1338.75
Equity Dividend %
215.00
215.00
50.00
NA
NA
Earnings Per Share
18.91
16.08
11.44
5.30
6.01
Adjusted EPS
18.91
16.08
11.44
5.30
6.01