Financial Ratios | The Jammu & Kashmir Bank Ltd. | R Wadiwala Securities Pvt Ltd

THE JAMMU & KASHMIR BANK LTD.

NSE : J&KBANKBSE : 532209ISIN CODE : INE168A01041Industry : Bank - PrivateHouse : PSU
BSE102.550.35 (+0.34 %)
PREV CLOSE (Rs.) 102.20
OPEN PRICE (Rs.) 102.20
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 39703
TODAY'S LOW / HIGH (Rs.)102.10 103.20
52 WK LOW / HIGH (Rs.)82.01 117.2
NSE102.530.27 (+0.26 %)
PREV CLOSE( Rs. ) 102.26
OPEN PRICE (Rs.) 102.54
BID PRICE (QTY) 102.53 (3128)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 1294659
TODAY'S LOW / HIGH(Rs.) 102.18 103.22
52 WK LOW / HIGH (Rs.)86.61 117.25

Financial Ratios

Select year
ParticularsMar2025Mar2024Mar2023Mar2022Mar2021
Operational & Financial Ratios
   Earnings Per Share (Rs)18.9116.0811.445.306.01
   DPS(Rs)2.152.150.500.000.00
   Book NAV/Share(Rs)117.7899.2083.5275.4081.71
Margin Ratios
   Yield on Advances12.0411.9611.3711.3812.13
   Yield on Investments
   Cost of Liabilities4.474.363.693.503.94
   NIM3.743.803.773.463.52
   Interest Spread7.577.607.687.888.19
Performance Ratios
   ROA(%)1.291.180.870.400.38
   ROE(%)17.4618.1215.327.847.78
   ROCE(%)20.4819.4517.599.828.58
Efficiency Ratios
   Cost Income Ratio57.7562.2666.2577.1464.48
   Core Cost Income Ratio58.2063.3566.7278.6267.90
   Operating Costs to Assets2.372.442.502.762.40
Capitalisation Ratios
   Tier 1 ratio
   Tier 2 ratio
   CAR
Valuation Parameters
   PER(x)4.888.334.306.094.28
   PCE(x)4.537.463.814.793.22
   Price/Book(x)0.781.350.590.430.31
   Yield(%)2.331.601.020.000.00
   EV/Net Sales(x)1.001.570.850.670.47
   EV/Core EBITDA(x)4.277.744.285.052.42
   EV/EBIT(x)1.302.101.251.110.79
   EV/CE(x)0.821.280.690.040.03
   M Cap / Sales0.811.320.540.380.23
Growth Ratio
   Core Operating Income Growth11.429.6821.323.721.73
   Operating Profit Growth
   Net Profit Growth17.8747.67137.6116.02136.74
   BVPS Growth18.7318.7710.77-7.738.97
   Advances Growth11.1213.9516.885.313.79
   EPS Growth(%)17.5340.54115.76-11.67136.21
Liquidity Ratios
   Loans/Deposits(x)
   Cash / Deposits(x)0.050.050.060.070.03
   Investment / Deposits(x)0.280.260.290.290.28
   IncLoan / Deposits(x)1.602.142.372.071.87
   Credit/Deposits(%)
   Total Debt/Mcap(x)
   Net NPAs (funded) to Net Advances (%)2.492.95