Financial Ratios | The Jammu & Kashmir Bank Ltd. | R Wadiwala Securities Pvt Ltd

THE JAMMU & KASHMIR BANK LTD.

NSE : J&KBANKBSE : 532209ISIN CODE : INE168A01041Industry : Bank - PrivateHouse : PSU
BSE134.95-4.3 (-3.09 %)
PREV CLOSE (Rs.) 139.25
OPEN PRICE (Rs.) 145.80
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 1332613
TODAY'S LOW / HIGH (Rs.)134.10 147.00
52 WK LOW / HIGH (Rs.)53.05 152.45
NSE134.85-4.5 (-3.23 %)
PREV CLOSE( Rs. ) 139.35
OPEN PRICE (Rs.) 145.00
BID PRICE (QTY) 134.85 (326)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 18372191
TODAY'S LOW / HIGH(Rs.) 134.00 147.20
52 WK LOW / HIGH (Rs.)53.05 152.5

Financial Ratios

Select year
ParticularsMar2023Mar2022Mar2021Mar2020Mar2019
Operational & Financial Ratios
   Earnings Per Share (Rs)11.445.306.01-16.598.33
   DPS(Rs)0.500.000.000.000.00
   Book NAV/Share(Rs)83.5275.4081.7174.99108.03
Margin Ratios
   Yield on Advances11.3711.3812.1313.1211.58
   Yield on Investments
   Cost of Liabilities3.693.503.944.754.65
   NIM3.773.463.523.813.55
   Interest Spread7.687.888.198.376.93
Performance Ratios
   ROA(%)0.870.400.38-1.130.49
   ROE(%)15.327.847.78-20.828.03
   ROCE(%)17.599.828.58-10.2410.94
Efficiency Ratios
   Cost Income Ratio66.2577.1464.4864.8759.14
   Core Cost Income Ratio66.7278.6267.9065.7962.29
   Operating Costs to Assets2.502.762.402.512.45
Capitalisation Ratios
   Tier 1 ratio
   Tier 2 ratio
   CAR
Valuation Parameters
   PER(x)4.306.094.280.006.45
   PCE(x)3.814.793.22-0.845.27
   Price/Book(x)0.590.430.310.170.50
   Yield(%)1.020.000.000.000.00
   EV/Net Sales(x)0.850.670.470.340.73
   EV/Core EBITDA(x)4.285.052.421.963.27
   EV/EBIT(x)1.251.110.790.811.13
   EV/CE(x)0.050.040.030.030.06
   M Cap / Sales0.540.380.230.100.39
Growth Ratio
   Core Operating Income Growth21.323.721.739.5317.88
   Operating Profit Growth
   Net Profit Growth137.6116.02136.74-355.12128.85
   BVPS Growth10.77-7.738.97-30.598.64
   Advances Growth16.885.313.79-2.8316.44
   EPS Growth(%)115.76-11.67136.21-299.13128.84
Liquidity Ratios
   Loans/Deposits(x)
   Cash / Deposits(x)0.060.070.030.030.05
   Investment / Deposits(x)0.290.290.280.240.26
   IncLoan / Deposits(x)2.372.071.872.072.93
   Credit/Deposits(%)
   Total Debt/Mcap(x)
   Net NPAs (funded) to Net Advances (%)2.492.95