Financial Ratios | Union Bank Of India | R Wadiwala Securities Pvt Ltd

UNION BANK OF INDIA

NSE : UNIONBANKBSE : 532477ISIN CODE : INE692A01016Industry : Bank - PublicHouse : PSU
BSE153.30-0.4 (-0.26 %)
PREV CLOSE (Rs.) 153.70
OPEN PRICE (Rs.) 153.05
BID PRICE (QTY) 153.15 (1314)
OFFER PRICE (QTY) 153.30 (2135)
VOLUME 78570
TODAY'S LOW / HIGH (Rs.)152.70 154.00
52 WK LOW / HIGH (Rs.)100.75 160.1
NSE153.24-0.41 (-0.27 %)
PREV CLOSE( Rs. ) 153.65
OPEN PRICE (Rs.) 153.35
BID PRICE (QTY) 153.21 (1912)
OFFER PRICE (QTY) 153.24 (1023)
VOLUME 1782252
TODAY'S LOW / HIGH(Rs.) 152.75 154.25
52 WK LOW / HIGH (Rs.)100.81 160.15

Financial Ratios

Select year
ParticularsMar2025Mar2024Mar2023Mar2022Mar2021
Operational & Financial Ratios
   Earnings Per Share (Rs)23.6218.0712.457.704.47
   DPS(Rs)4.753.603.001.900.00
   Book NAV/Share(Rs)139.74120.32106.1796.5793.24
Margin Ratios
   Yield on Advances11.3311.4810.6210.2911.68
   Yield on Investments
   Cost of Liabilities5.285.064.133.704.51
   NIM2.602.772.712.472.48
   Interest Spread6.056.426.496.587.17
Performance Ratios
   ROA(%)1.231.020.680.460.35
   ROE(%)18.0516.6812.178.286.25
   ROCE(%)20.9021.3312.979.445.51
Efficiency Ratios
   Cost Income Ratio47.3448.3547.8947.3950.00
   Core Cost Income Ratio50.2050.2949.0151.6056.81
   Operating Costs to Assets1.861.891.821.651.82
Capitalisation Ratios
   Tier 1 ratio
   Tier 2 ratio
   CAR
Valuation Parameters
   PER(x)5.348.495.345.037.62
   PCE(x)5.078.024.954.455.84
   Price/Book(x)0.901.280.630.400.37
   Yield(%)3.762.354.514.900.00
   EV/Net Sales(x)1.141.441.091.141.07
   EV/Core EBITDA(x)3.975.093.453.563.74
   EV/EBIT(x)1.321.701.471.601.59
   EV/CE(x)0.921.210.760.660.07
   M Cap / Sales0.891.170.560.390.31
Growth Ratio
   Core Operating Income Growth1.8211.7218.1111.32116.44
   Operating Profit Growth
   Net Profit Growth30.7362.6161.8684.17193.00
   BVPS Growth16.1413.339.953.573.91
   Advances Growth9.4614.3715.2111.8086.77
   EPS Growth(%)30.6645.1361.6572.37149.02
Liquidity Ratios
   Loans/Deposits(x)
   Cash / Deposits(x)0.070.040.040.040.04
   Investment / Deposits(x)0.280.280.310.340.37
   IncLoan / Deposits(x)2.092.203.814.955.61
   Credit/Deposits(%)
   Total Debt/Mcap(x)
   Net NPAs (funded) to Net Advances (%)