Financial Ratios | Indian Overseas Bank | R Wadiwala Securities Pvt Ltd

INDIAN OVERSEAS BANK

NSE : IOBBSE : 532388ISIN CODE : INE565A01014Industry : Bank - PublicHouse : PSU
BSE36.57-0.4 (-1.08 %)
PREV CLOSE (Rs.) 36.97
OPEN PRICE (Rs.) 36.81
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 291736
TODAY'S LOW / HIGH (Rs.)36.50 36.95
52 WK LOW / HIGH (Rs.)33.01 56.05
NSE36.57-0.4 (-1.08 %)
PREV CLOSE( Rs. ) 36.97
OPEN PRICE (Rs.) 36.80
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 36.57 (4)
VOLUME 2113780
TODAY'S LOW / HIGH(Rs.) 36.45 37.01
52 WK LOW / HIGH (Rs.)33.5 56.05

Financial Ratios

Select year
ParticularsMar2025Mar2024Mar2023Mar2022Mar2021
Operational & Financial Ratios
   Earnings Per Share (Rs)1.761.411.110.900.46
   DPS(Rs)0.000.000.000.000.00
   Book NAV/Share(Rs)14.9913.1411.7010.508.92
Margin Ratios
   Yield on Advances11.4611.2810.9011.6013.29
   Yield on Investments
   Cost of Liabilities4.874.493.963.934.54
   NIM2.892.972.822.272.32
   Interest Spread6.596.796.947.678.75
Performance Ratios
   ROA(%)0.910.800.690.600.48
   ROE(%)12.6511.3510.039.909.36
   ROCE(%)10.289.728.958.529.99
Efficiency Ratios
   Cost Income Ratio46.9956.3151.9548.6548.89
   Core Cost Income Ratio48.5360.2951.6852.0958.18
   Operating Costs to Assets1.972.482.051.832.03
Capitalisation Ratios
   Tier 1 ratio
   Tier 2 ratio
   CAR
Valuation Parameters
   PER(x)22.1042.5320.2620.1334.68
   PCE(x)19.8037.7718.0318.2825.87
   Price/Book(x)2.604.561.931.731.79
   Yield(%)0.000.000.000.000.00
   EV/Net Sales(x)4.175.973.272.241.77
   EV/Core EBITDA(x)13.4021.2210.676.505.15
   EV/EBIT(x)5.388.154.623.072.53
   EV/CE(x)1.652.601.480.130.11
   M Cap / Sales2.674.712.202.061.55
Growth Ratio
   Core Operating Income Growth10.7719.1130.786.95384.17
   Operating Profit Growth
   Net Profit Growth27.3826.7023.09125.3981.87
   BVPS Growth14.0512.2811.4617.66-100.00
   Advances Growth15.1119.8023.4412.93634.98
   EPS Growth(%)25.0426.6923.0996.00-95.08
Liquidity Ratios
   Loans/Deposits(x)
   Cash / Deposits(x)0.060.060.070.090.05
   Investment / Deposits(x)0.350.350.360.370.40
   IncLoan / Deposits(x)13.5410.627.971.171.53
   Credit/Deposits(%)
   Total Debt/Mcap(x)
   Net NPAs (funded) to Net Advances (%)